Practice Test for Financial Services CE Exam Prep | STC USA

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: Some investors are willing to include complex products in their investment portfolios if they meet their objectives. This course will examine some of the more popular complex products, including structured products, floating rate notes, asset-backed securities, and exchange-traded products.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: Investment advisers are required to create a written code of ethics that sets forth standards of conduct that advisory personnel are expected to follow, but also addresses numerous conflicts of interest that must be addressed. Through the use of case studies and careful review of Regulation Best Interest, this course will provide an understanding of a adviser’s obligations.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: The prevalence of advisory firms promoting their businesses through advertising cannot be overlooked. This course will examine industry rules regarding the different forms of communication with the public and will provide case studies to increase understanding.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: For some clients, being charge one fee for advisory service and transaction execution is appropriate. This course will examine these wrap fee account, specific required disclosures, and the emphasis on suitability determination.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: Market manipulation can destroy investor confidence in the markets and damage a firm’s reputation. This course will examine the different forms of manipulation and the different rules and provisions that have been established to combat it.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: For so many investors who want to accumulate long-term assets, individual retirement accounts (IRAs) are the obvious choice. This course will examine the different types of IRAs, but will also consider the ethical requirements of financial professionals who recommend them.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: This course explores the different options that are available to meet a child’s future educational needs. Coverage will include prepaid tuition plans, 529 savings plans, Coverdell ESAs, as well as accounts for minors.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: This course closely examines the different types of annuities, but pays most of the attention to variable annuities. Details of how annuities work and the specific suitability requirements are included.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: For those who are interested in learning how options work, this is the course to choose. This course will examine the risks and rewards of buying or selling call or put options. Additionally, details will be provided on some of the quantitative methods that investors use to value options.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: In an effort to diversify their investment portfolios, many investors turn to real estate-related assets. This course will examine real estate investment trusts (REITs) and real estate limited partnerships, but also some of the important registration requirements and exemptions associated with these securities.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: Many investors will reach a point at which they want safety and liquidity in their investments. When that happens, Treasury securities will become a focus. This course will describe the different Treasury securities, will examine the process used to issue them, and will review some of the more technical aspects of analyzing them.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: Some investors are willing to include complex products in their investment portfolios if they meet their objectives. This course will examine some of the more popular complex products, including structured products, floating rate notes, asset-backed securities, and exchange-traded products.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: Investment advisers are required to create a written code of ethics that sets forth standards of conduct that advisory personnel are expected to follow, but also addresses numerous conflicts of interest that must be addressed. Through the use of case studies and careful review of Regulation Best Interest, this course will provide an understanding of a adviser’s obligations.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: This course explores the different options that are available to meet a child’s future educational needs. Coverage will include prepaid tuition plans, 529 savings plans, Coverdell ESAs, as well as accounts for minors.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: This course closely examines the different types of annuities, but pays most of the attention to variable annuities. Details of how annuities work and the specific suitability requirements are included.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: The prevalence of advisory firms promoting their businesses through advertising cannot be overlooked. This course will examine industry rules regarding the different forms of communication with the public and will provide case studies to increase understanding.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: For those who are interested in learning how options work, this is the course to choose. This course will examine the risks and rewards of buying or selling call or put options. Additionally, details will be provided on some of the quantitative methods that investors use to value options.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: In an effort to diversify their investment portfolios, many investors turn to real estate-related assets. This course will examine real estate investment trusts (REITs) and real estate limited partnerships, but also some of the important registration requirements and exemptions associated with these securities.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: For some clients, being charge one fee for advisory service and transaction execution is appropriate. This course will examine these wrap fee account, specific required disclosures, and the emphasis on suitability determination.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: When providing the advisory service and recommendations to clients, IARs may need to consider their clients’ life insurance needs. This course will examine the different types of insurance policies as well as their tax treatment.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: Market manipulation can destroy investor confidence in the markets and damage a firm’s reputation. This course will examine the different forms of manipulation and the different rules and provisions that have been established to combat it.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: For so many investors who want to accumulate long-term assets, individual retirement accounts (IRAs) are the obvious choice. This course will examine the different types of IRAs, but will also consider the ethical requirements of financial professionals who recommend them.

• Estimated time to complete:  50 minutes
• Required score on assessment: 70%
• Attempts permitted on assessment: 3 Attempts
• Optional survey included

Description: Many investors will reach a point at which they want safety and liquidity in their investments. When that happens, Treasury securities will become a focus. This course will describe the different Treasury securities, will examine the process used to issue them, and will review some of the more technical aspects of analyzing them.